Homebuilding Timeline Index

Roof on the Home Building Timeline at AA-18, AA-19, EE-12, I-21, K-21, K-23, S-17, W-22, Z-16.

USDA Mortgage & Plan Requirements : The information and documentation required to qualify for, and process a USDA home loan.

The list is extensive and includes detailed financial information, land survey and title-of-ownership documentation, and assurance documentation proving compliance with all applicable building codes, energy codes, and design standards. 

Balloon Mortgage : At the end of the initial phase of a sub-prime mortgage, in which monthly payments are kept artificially low, payments expand suddenly, overnight or "balloon" to many times the original payment amount. Those people who borrow such a Balloon Mortgage find themselves unable to make the very high payments each month, and are forced into foreclosure. Be here warned to NEVER become part of such a financial arrangement.

See GHOST BUBBLE, an Amazon Kindle eBook. 

Monkey See Monkey Do : An actual but wrong method of construction-cost calculation performed by an incompetent builder who is copying other incompetent builders, none of whom has any knowledge of construction costs whatsoever.

HABITAT on the Home Building Timeline at M-16.

Also see Home Building Timeline topics for Hazards of Site Selection, and  Animal Habitat & Migration.

BLACKOUT, SEASONAL at H-18 on the Home Building Timeline.

Also, see the Home Building Timeline article, Lights Out By the Sea.

LIGHT POLLUTION on the Home Building Timeline at H-18, Hazards of Site Selection.

Common-Wall :

A wall between separate dwelling units, like condominiums, and townhomes.

Also see the Home Building Timeline article, Townhouse Renovation Includes Neighbor's Exterior Walls.

Color on the Home Building Timeline at W-24 .

Also see the Home Building Timeline article, Shutter Shadows Change Farmhouse to Main Street.

Shadow Lines on the Home Building Timeline at W-24. 

Within HomeBuildingTimeline.com, search for the topic Shadows.

See the article Shutter Shadows Change 'Farmhouse' to 'Main Street'

A Right-of-Way (ROW) for a street, road, or highway is a special parcel of land. A road ROW sits beside and between other parcels of property. Some examples are streets, interstate highways, railroad tracks, gas lines, and power lines.

A Right-of-Way for utilities is a special type of easement, and may pass through a privately owned parcel of land. In such a case, the landowner still possesses the land, but is not allowed to ever build within the ROW. Examples are gas pipelines, powerlines, and other utilities like cable television and telephone; and driveways allowing one owner to cross another owner's land.

SETBACK LINE on the Home Building Timeline in the diagram centered at A-18, D-3, B-7, B-9, C-7, C-9, D-7. 

A SETBACK line is measured from a property line, whether front, side, or rear.

Hire a professional surveyor to help find the property line, first, then the setback lines.

Easement on the Home Building Timeline at C-4, H-4, G-10, M-19; also throughout the diagram centered at D-3; also see BEADS KEYSTONE,

 A NO-BUILD-ZONE, an Easement is an area of property used to preserve aspects of infrastructure, usually for multiple properties. No construction is ever allowed within an easement. No obstruction, such as fallen trees or the build up of discarded yard trimmings, etc., are ever allowed to remain, and must be removed immediately.

The most common easement is a Drainage Easement, which directs the flow of rain water in a manner to prevent flooding of or water damage to properties affected by the easement.

Front Building Line on the HomeBuildingTimeline at E4 and E5.

Also see BEADS Keystone

The FRONT BUILDING LINE, also know as the front setback line, marks the point on any given property that is the nearest to the Front property line where a structure may be built.

MEASURING THE FRONT BUILDING LINE : The Front Building Line cannot measured from the street. the curb, the edge of the pavement, or the edge of the road. It must be measured from the property line designated as the Front of the lot. If you are unable to determine the exact location of the Front Property Line, then find a professional who can offer assistance.

Front Setback Line on the Home Building Timeline at B-9, C-9, E4, E5.

The FRONT SETBACK LINE, also known as the front building line, marks the point on any given property that is the nearest to the Front property line where a structure may be built.

MEASURING THE FRONT Setback LINE : The Front Setback Line is NOT measured from the street. the curb, the edge of the pavement, or the edge of the road. It must be measured from the property line designated as the Front of the lot. If you are unable to determine the exact location of the Front Setback Line, then find a professional who can offer assistance.

Building Restriction Lines on the HomeBuildingTimeline at Grid D-3 is the center of a diagram illustrating many types.

NO-BUILD ZONES are designated on a property survey/plat by BUILDING RESTRICTION LINES. No construction may occur in the space between any Building Restriction Line and any associated property line.

Restriction Lines affect the Front, Sides, and Rear of the property; plus Easements, and Right of Ways. Sometimes even pavement and landscaping can be controlled by Restriction Lines.

Building Lines and Uncovered Decks, Patios, and Terraces at A-1 on the Home Building Timeline

Easement Line, REAR on the Home Building Timeline at B-1 

Fences, Landscaping, and Special Easements on the Home Building Timeline at C-1

Rear Building Set Back Line on the Home Building Timeline at C-1.